/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.static{position:static}.start{inset-inline-start:var(--spacing)}.block{display:block}.hidden{display:none}.table{display:table}}:root{--ink:#10233f;--blue:#1558d6;--blue-dark:#0d3a8c;--amber:#f0a221;--paper:#f6f3ec;--line:#10233f24;--muted:#637087}*{box-sizing:border-box}html{scroll-behavior:smooth;max-width:100%;scroll-padding-bottom:82px}body{background:var(--paper);max-width:100%;color:var(--ink);margin:0;padding-bottom:82px;font-family:Microsoft YaHei,PingFang SC,Arial,sans-serif;overflow-x:clip}main,section,article,header,footer,aside{min-width:0}img{max-width:100%}a{color:inherit;text-decoration:none}.site-header{z-index:30;background:var(--paper);border-bottom:1px solid var(--line);grid-template-columns:1fr auto 1fr;align-items:center;gap:32px;width:min(1180px,100% - 48px);min-width:0;height:86px;margin:0 auto;display:grid;position:sticky;top:0;box-shadow:0 8px 22px #10233f0b}.brand{align-items:center;gap:12px;width:max-content;min-width:0;max-width:100%;display:flex}.brand>span{align-items:baseline;gap:12px;min-width:0;display:flex}.brand-mark{color:#fff;background:var(--blue);border-radius:14px 14px 14px 4px;place-items:center;width:46px;height:46px;font-size:20px;font-weight:900;display:grid;box-shadow:6px 6px #dbe5f8}.brand strong{letter-spacing:.05em;font-size:20px;display:block}.brand small{color:#b85d00;letter-spacing:.06em;text-align:right;white-space:nowrap;flex-direction:column;align-items:flex-end;gap:2px;margin-top:0;font-size:14px;font-weight:900;line-height:1.08;display:flex}.brand small span{display:block}nav{color:#32435a;gap:28px;font-size:14px;display:flex}nav a{border-bottom:3px solid #0000;padding:32px 0 27px}nav a:hover{color:var(--blue);border-bottom-color:var(--blue)}.header-phone{z-index:40;color:#fff;text-align:center;background:#138a60;border-top:1px solid #ffffff3d;justify-content:center;align-items:center;gap:30px;min-height:64px;padding:7px 24px;display:flex;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -10px 30px #104e3b33}.fixed-call-label{color:#fffffff0;font-size:16px;font-weight:900}.fixed-call-number{color:#fff;letter-spacing:.04em;white-space:nowrap;font-size:30px;font-weight:900;line-height:1}.header-phone-static{color:#fff;text-align:center;background:#138a60;border:1px solid #ffffff3d;border-radius:6px;justify-self:end;min-width:174px;padding:9px 15px;display:block;box-shadow:0 8px 22px #104e3b33}.header-phone-static span{color:#ffffffe0;font-size:11px;font-weight:800;display:block}.header-phone-static strong{color:#fff;letter-spacing:.04em;margin-top:3px;font-size:18px;display:block}.brand-notice{background:#fff4dc;border-bottom:1px solid #ead5a8}.brand-notice-inner{align-items:center;gap:16px;width:min(1180px,100% - 48px);min-height:46px;margin:0 auto;display:flex}.brand-notice-inner>strong{color:#fff;letter-spacing:.08em;background:#c66b00;border-radius:3px;flex:none;padding:5px 9px;font-size:11px}.brand-notice-inner p{overflow-wrap:anywhere;color:#5d4a2e;min-width:0;margin:0;font-size:12px;line-height:1.6}.notice-phone{color:var(--blue-dark);white-space:nowrap;margin:0 3px;font-weight:900}.hero{width:min(1180px,100% - 48px);min-height:650px;margin:0 auto;padding:62px 0 68px;position:relative}.hero:before{content:"";pointer-events:none;border:1px solid #1558d61f;border-radius:50%;width:280px;height:280px;position:absolute;top:60px;left:-170px;box-shadow:0 0 0 48px #1558d609,0 0 0 96px #1558d605}.eyebrow{color:var(--blue);letter-spacing:.16em;align-items:center;gap:10px;font-size:13px;font-weight:800;display:flex}.eyebrow span{background:var(--amber);width:28px;height:3px}h1{letter-spacing:-.055em;max-width:1000px;margin:0 0 30px;font-size:clamp(52px,6.1vw,82px);line-height:1.05}.hero-title-line{max-width:100%;margin-bottom:30px;line-height:1.05}.hero-title-line h1{margin:0;display:inline}.hero-title-line .rate-status{vertical-align:middle;margin:0 0 0 14px}.hero-quote-date{color:#32435a;letter-spacing:0;vertical-align:baseline;white-space:nowrap;border-left:3px solid #1558d647;margin-left:20px;padding-left:16px;font-size:clamp(20px,2vw,28px);font-weight:700;line-height:1.35;display:inline-block}.hero-quote-date time{color:var(--blue-dark);margin-left:4px;font-weight:900}.hero-lead{color:#536176;max-width:600px;margin:0;font-size:17px;line-height:1.95}.hero-after-rate{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:60px;min-width:0;margin-top:32px;display:grid}.hero-after-rate .hero-lead{max-width:770px}.hero-actions{align-items:center;gap:24px;display:flex}.primary-action{background:var(--blue);color:#fff;border-radius:4px;align-items:center;gap:18px;padding:16px 20px;font-weight:800;transition:all .2s;display:inline-flex;box-shadow:8px 8px #cbd9f3}.primary-action:hover{transform:translate(-2px,-2px);box-shadow:10px 10px #cbd9f3}.primary-action span{font-size:18px}.text-action{color:var(--blue-dark);font-size:14px;font-weight:800}.text-action span{color:var(--amber);margin-left:5px}.hero-notes{color:#68758a;gap:18px;margin-top:24px;font-size:12px;display:flex}.rate-board{min-width:0;color:var(--ink);background:linear-gradient(145deg,#f9fbff 0%,#eaf2ff 100%);border:1px solid #cad8ed;border-radius:7px 7px 34px;padding:20px 34px 25px;position:relative;overflow:hidden;box-shadow:16px 16px #dfe6ef}.rate-board:before{content:"";background:linear-gradient(90deg, var(--amber), #ffd781 56%, #a9c5f4 92%);height:4px;position:absolute;inset:0 0 auto}.rate-board:after{content:"价格参考";color:#1558d647;letter-spacing:.2em;background:#1558d60d;padding:7px 30px;font-size:10px;font-weight:900;position:absolute;top:116px;right:-35px;transform:rotate(90deg)}.rate-title-line{text-align:center;justify-content:center;align-items:center;gap:10px;padding:3px 0 7px;display:flex}.rate-title-line h2{color:#c62828;letter-spacing:-.02em;margin:0;font-size:25px;font-weight:900}.rate-status{color:#36516f;white-space:nowrap;background:#ffffffb8;border:1px solid #ccd9eb;border-radius:99px;align-items:center;gap:5px;margin-top:2px;padding:6px 7px;font-size:18px;line-height:1.25;display:inline-flex}.rate-status i{background:#48d08b;border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 4px #48d08b1f}.rate-table-wrap{background:#ffffffe0;border:1px solid #cbd8e9;border-radius:6px;margin:8px 0 14px;overflow:hidden}.rate-table{border-collapse:collapse;border-spacing:0;table-layout:fixed;width:100%;min-width:0}.rate-table thead th{color:#17395f;text-align:center;background:#dce8f6;border-bottom:1px solid #b8c8dc;border-right:1px solid #aebfd5;height:34px;padding:7px 12px;font-size:10px;font-weight:900}.rate-table thead th:last-child{border-right:0}.rate-table thead th:first-child{text-align:left;width:25%}.rate-table tbody tr{animation:.55s cubic-bezier(.2,.75,.25,1) both rate-settle;animation-delay:calc(var(--rate-index) * 90ms)}.rate-table tbody th,.rate-table tbody td{background:#ffffffdb;border-bottom:1px solid #d5dfed;height:60px;padding:10px 12px}.rate-table tbody tr:last-child th,.rate-table tbody tr:last-child td{border-bottom:0}.rate-table tbody th{color:var(--blue-dark);border-left:4px solid var(--amber);text-align:left;font-size:13px}.rate-table tbody td{text-align:center;position:relative}.rate-table tbody td:before{content:"";background:#d8e1ee;width:1px;position:absolute;top:16px;bottom:16px;left:0}.rate-table data{color:var(--ink);letter-spacing:-.04em;white-space:nowrap;font-size:clamp(17px,2vw,23px);font-weight:900}.rate-board-foot{border-top:1px solid #cfdaea;justify-content:space-between;align-items:center;gap:18px;padding-top:14px;display:flex}.rate-board-foot p{color:#637b99;margin:0;font-size:10px;line-height:1.55}.rate-board-foot strong{color:#36516f;font-size:10px;font-weight:700}@keyframes rate-settle{0%{opacity:.35;transform:rotateX(-12deg)translateY(-5px)}to{opacity:1;transform:rotateX(0)translateY(0)}}.signal-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;grid-template-columns:repeat(3,1fr);width:100%;padding:0 calc(50% + min(1180px,100% - 48px)/-2);display:grid}.signal-strip div{border-right:1px solid var(--line);align-items:center;gap:16px;min-height:94px;padding:24px 28px;display:flex}.signal-strip div:first-child{border-left:1px solid var(--line)}.signal-strip strong{color:var(--blue);font-size:12px}.signal-strip span{color:#526177;font-size:13px;line-height:1.6}.preview-next{width:min(1180px,100% - 48px);margin:0 auto;padding:92px 0 110px}.preview-next p{color:var(--amber);letter-spacing:.2em;font-size:12px;font-weight:900}.preview-next h2{letter-spacing:-.035em;max-width:820px;margin:15px 0 0;font-size:clamp(30px,4vw,52px);line-height:1.28}@media (max-width:900px){.site-header{grid-template-columns:1fr auto}nav{display:none}.hero-after-rate{grid-template-columns:1fr;gap:24px}.hero-actions{justify-content:flex-start}.signal-strip{grid-template-columns:1fr;padding:0 24px}.signal-strip div,.signal-strip div:first-child{border-left:1px solid var(--line)}}@media (max-width:600px){.site-header,.hero,.preview-next,.brand-notice-inner{width:min(100% - 32px,1180px)}.site-header{gap:12px;height:64px}.header-phone span,.header-phone-number{display:none}.header-phone{min-width:104px;padding:9px 10px}.header-phone-mobile{display:block!important}.brand strong{font-size:17px}.brand small{letter-spacing:.02em;white-space:nowrap;margin-top:2px;font-size:11px}.brand-mark{width:40px;height:40px}.header-phone strong{margin-top:0;font-size:13px}.brand-notice-inner{align-items:flex-start;gap:9px;min-height:62px;padding:10px 0}.brand-notice-inner>strong{margin-top:1px;padding:4px 6px;font-size:9px}.brand-notice-inner p{font-size:10px;line-height:1.55}.hero{min-height:0;padding:36px 0 56px}h1{font-size:43px}.hero-title-line{margin-bottom:24px}.hero-quote-date{border-left-width:2px;margin-left:10px;padding-left:9px;font-size:18px}.hero-lead{font-size:15px}.hero-actions{flex-direction:column;align-items:stretch;gap:20px}.primary-action{justify-content:space-between}.hero-notes{flex-wrap:wrap}.rate-board{padding:25px 14px 21px;box-shadow:10px 10px #dfe6ef}.rate-board:after{display:none}.rate-board-top{padding-inline:4px}.rate-status{padding:6px 8px}.rate-title-line{padding:10px 4px 13px}.rate-title-line h2{white-space:nowrap;font-size:20px}.rate-table-wrap{overflow:hidden}.rate-table{min-width:0}.rate-table thead th{padding-inline:3px;font-size:9px}.rate-table thead th:first-child{width:31%}.rate-table tbody th,.rate-table tbody td{height:58px;padding:8px 3px}.rate-table tbody th{border-left-width:3px;font-size:11px}.rate-table data{letter-spacing:-.06em;font-size:12px}.rate-table tbody td:before{top:14px;bottom:14px}.rate-board-foot{flex-direction:column;align-items:flex-start;gap:5px;margin-inline:4px}.preview-next{padding:70px 0}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.rate-table tbody tr{animation:none}}.brand-icon{border-radius:12px;width:46px;height:46px;box-shadow:6px 6px #dbe5f8}.content-section{width:min(1180px,100% - 48px);margin:0 auto}.section-heading{max-width:820px}.section-heading h2{letter-spacing:-.045em;margin:14px 0 18px;font-size:clamp(34px,4vw,54px);line-height:1.23}.section-heading>p:last-child{color:var(--muted);font-size:16px;line-height:1.9}.section-kicker{color:var(--blue);letter-spacing:.18em;margin:0;font-size:12px;font-weight:900}.inline-heading{justify-content:space-between;align-items:flex-end;gap:48px;max-width:none;display:flex}.inline-heading>p:last-child{border-left:3px solid var(--amber);flex:0 0 280px;margin:0 0 22px;padding-left:22px;font-size:13px;line-height:1.75}.roles-section{padding:110px 0 120px}.role-layout{grid-template-columns:330px 1fr;gap:24px;margin-top:52px;display:grid}.role-tabs{flex-direction:column;gap:10px;display:flex}.role-tabs button{border:1px solid var(--line);color:#536176;text-align:left;min-height:80px;font:inherit;cursor:pointer;background:#ffffff73;padding:0 22px;font-weight:800;transition:all .2s}.role-tabs button span{color:#93a0b2;margin-right:18px;font-size:11px}.role-tabs button.active{border-color:var(--blue);background:var(--blue);color:#fff;box-shadow:-8px 0 0 var(--amber);transform:translate(8px)}.role-tabs button.active span{color:#fff}.role-panels{min-width:0}.role-card{border:1px solid var(--line);background:#fff;border-radius:3px 3px 34px;min-height:330px;padding:44px 48px}.role-card>p{color:var(--amber);letter-spacing:.15em;margin:0;font-size:12px;font-weight:900}.role-card h3{margin:11px 0 28px;font-size:32px}.role-card-grid{grid-template-columns:.9fr 1.1fr;gap:50px;display:grid}.role-explain{color:#58667b;font-size:15px;line-height:1.95}.role-card ul{margin:0;padding:0;list-style:none}.role-card li{border-bottom:1px solid var(--line);color:#34445a;padding:11px 0 11px 25px;font-size:14px;position:relative}.role-card li:before{content:"✓";color:var(--blue);font-weight:900;position:absolute;left:0}.price-section{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;padding:110px 0 120px}.table-wrap{border:1px solid var(--line);margin-top:42px;overflow-x:auto}table{border-collapse:collapse;background:#fff;width:100%;min-width:860px}th,td{border-bottom:1px solid var(--line);text-align:left;padding:24px 22px}thead th{background:var(--ink);color:#fff;letter-spacing:.08em;font-size:12px}tbody th{color:var(--blue-dark);font-size:15px}tbody td{color:#4f5e72;font-size:14px}tbody td:nth-child(2),tbody td:nth-child(3),tbody td:nth-child(4){color:var(--ink);font-size:16px;font-weight:900}tbody tr:hover{background:#f7f9fd}.table-note{color:#647187;background:#f2f5fa;grid-template-columns:100px 1fr;gap:24px;margin-top:16px;padding:20px 24px;font-size:12px;line-height:1.8;display:grid}.table-note strong{color:var(--blue)}.calculator-section{grid-template-columns:1fr 480px;align-items:center;gap:95px;padding:120px 0;display:grid}.calculator-copy h2{letter-spacing:-.045em;margin:15px 0 22px;font-size:clamp(38px,4.2vw,58px);line-height:1.18}.calculator-copy>p:not(.section-kicker){max-width:590px;color:var(--muted);line-height:1.9}.calculator-proof{border-top:1px solid var(--line);gap:30px;margin-top:38px;padding-top:28px;display:flex}.calculator-proof span{color:#657288;font-size:11px;line-height:1.5}.calculator-proof b{color:var(--blue);font-size:24px;display:block}.calculator-card{background:var(--ink);color:#fff;border-radius:4px 4px 36px;padding:36px;box-shadow:18px 18px #dfe4ec}.calculator-card label{color:#b9c4d6;letter-spacing:.06em;margin-bottom:20px;font-size:12px;display:block}.calculator-card select{color:#fff;width:100%;height:48px;font:inherit;background:#182e4d;border:1px solid #ffffff47;border-radius:2px;margin-top:9px;padding:0 14px}.estimate-result{border-top:1px solid #ffffff2b;border-bottom:1px solid #ffffff2b;margin:30px 0 22px;padding:24px 0}.estimate-result span,.estimate-result small{color:#aab7ca;font-size:11px;display:block}.estimate-result strong{color:var(--amber);margin:8px 0;font-size:36px;display:block}.calculator-call{background:var(--blue);color:#fff;justify-content:space-between;gap:10px;padding:16px 18px;font-size:13px;display:flex}.factors-section{background:var(--ink);color:#fff;padding:110px 0 120px}.factors-section .section-kicker{color:var(--amber)}.factor-grid{border-top:1px solid #ffffff2e;border-left:1px solid #ffffff2e;grid-template-columns:repeat(4,1fr);margin-top:54px;display:grid}.factor-grid article{border-bottom:1px solid #ffffff2e;border-right:1px solid #ffffff2e;min-height:285px;padding:32px 28px}.factor-grid span{color:var(--amber);font-size:11px}.factor-grid h3{margin:48px 0 16px;font-size:22px}.factor-grid p{color:#aebbd0;font-size:13px;line-height:1.8}.process-section{padding:120px 0}.process-list{grid-template-columns:repeat(4,1fr);gap:18px;margin:45px 0 0;padding:0;list-style:none;display:grid}.process-list li{border:1px solid var(--line);background:#ffffff80;flex-direction:column;justify-content:space-between;min-height:240px;padding:26px;display:flex}.process-list>li>b{color:var(--blue);font-size:12px}.process-list h3{margin:0 0 12px;font-size:20px}.process-list p{color:var(--muted);margin:0;font-size:13px;line-height:1.75}.risk-banner{color:var(--ink);background:#f0a221;padding:70px 0}.risk-inner{grid-template-columns:1fr 340px;align-items:end;gap:80px;display:grid}.risk-inner .section-kicker{color:var(--ink)}.risk-inner h2{margin:12px 0 18px;font-size:40px}.risk-inner p:last-child{max-width:760px;margin:0;font-size:14px;line-height:1.9}.risk-inner a{border:2px solid var(--ink);justify-content:space-between;padding:18px 20px;font-size:13px;font-weight:900;display:flex}.faq-section{padding:120px 0}.faq-list{border-top:1px solid var(--line);margin-top:45px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;grid-template-columns:48px 1fr 30px;align-items:center;gap:20px;min-height:84px;font-weight:900;list-style:none;display:grid}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:var(--blue);font-size:11px}.faq-list summary b{color:var(--amber);font-size:22px;transition:all .2s}.faq-list details[open] summary b{transform:rotate(45deg)}.faq-list details p{color:var(--muted);margin:-5px 50px 28px 68px;font-size:14px;line-height:1.9}.contact-section{border-top:1px solid var(--line);background:#fff;padding:100px 0}.contact-inner{grid-template-columns:1fr 360px;align-items:center;gap:90px;display:grid}.contact-copy h2{letter-spacing:-.045em;max-width:760px;margin:15px 0 35px;font-size:clamp(38px,4.2vw,58px);line-height:1.2}.contact-actions{align-items:center;gap:28px;display:flex}.contact-phone-text{color:var(--blue);font-size:28px;font-weight:900}.contact-actions span{border-left:1px solid var(--line);color:var(--muted);padding-left:28px;font-size:12px;line-height:1.65}.qr-card{border:1px solid var(--line);background:var(--paper);align-items:center;gap:18px;padding:22px;display:flex}.qr-card img{object-fit:cover;width:124px;height:124px}.qr-card strong,.qr-card span{display:block}.qr-card span{color:var(--muted);margin-top:8px;font-size:11px;line-height:1.6}footer{border-top:1px solid var(--line);grid-template-columns:1fr auto;gap:80px;width:min(1180px,100% - 48px);margin:0 auto;padding:52px 0 105px;display:grid}.footer-brand{margin-bottom:22px}footer>div>p{max-width:660px;color:var(--muted);font-size:11px;line-height:1.8}.footer-meta{color:#667388;flex-direction:column;align-items:flex-end;gap:12px;font-size:11px;display:flex}.footer-phone-text{color:var(--blue);font-size:17px;font-weight:900}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}:is(a:focus-visible,button:focus-visible,summary:focus-visible,select:focus-visible){outline:3px solid var(--amber);outline-offset:3px}.insight-section{padding:110px 0 20px}.insight-card{border:1px solid var(--line);border-left:5px solid var(--amber);background:#fff;border-radius:3px 3px 28px;margin-top:42px;padding:38px 42px}.insight-card>div{color:var(--muted);gap:14px;font-size:11px;display:flex}.insight-card>div strong{color:var(--blue)}.insight-card h3{max-width:850px;margin:16px 0 14px;font-size:clamp(24px,3vw,36px);line-height:1.35}.insight-card h3 a:hover{color:var(--blue)}.insight-card p{max-width:850px;color:var(--muted);margin:0;font-size:14px;line-height:1.9}.insight-link{color:var(--blue-dark);gap:18px;margin-top:22px;font-size:13px;font-weight:900;display:inline-flex}.insight-link span{color:var(--amber)}.article-shell{width:min(880px,100% - 48px);margin:0 auto;padding:40px 0 110px}.article-breadcrumb{color:#718096;flex-wrap:wrap;gap:9px;font-size:12px;display:flex}.article-breadcrumb a{color:var(--blue)}.article-hero{border-bottom:1px solid var(--line);padding:62px 0 46px}.article-hero h1{letter-spacing:-.055em;max-width:850px;margin:16px 0 22px;font-size:clamp(44px,6vw,68px);line-height:1.12}.article-deck{color:#536176;max-width:760px;margin:0;font-size:18px;line-height:1.9}.article-meta{color:#748197;flex-wrap:wrap;gap:11px 22px;margin-top:25px;font-size:11px;display:flex}.article-answer{border:1px solid #cad8ed;border-top:4px solid var(--amber);background:linear-gradient(145deg,#f9fbff,#eaf2ff);border-radius:4px 4px 26px;margin:48px 0;padding:34px 38px}.article-answer>span{color:var(--blue);letter-spacing:.18em;font-size:11px;font-weight:900}.article-answer h2{margin:10px 0 16px;font-size:30px}.article-answer p{color:#42536a;margin:10px 0 0;font-size:16px;line-height:1.95}.article-answer strong{color:#c62828}.article-section{border-top:1px solid var(--line);padding:44px 0}.article-section h2{letter-spacing:-.035em;margin:0 0 20px;font-size:clamp(30px,4vw,42px);line-height:1.3}.article-section h3{margin:8px 0 18px;font-size:23px}.article-section>p{color:#526177;font-size:16px;line-height:2}.article-table-wrap{border:1px solid var(--line);margin:28px 0 18px;overflow-x:auto}.article-table-wrap table{min-width:640px}.article-table-wrap th,.article-table-wrap td{padding:20px 18px}.article-note{border-left:3px solid var(--amber);padding-left:18px;font-size:13px!important}.article-compare{grid-template-columns:1fr 1fr;gap:18px;margin:30px 0;display:grid}.article-compare>div{border:1px solid var(--line);background:#fff;padding:30px}.article-compare>div:first-child{border-top:4px solid var(--blue)}.article-compare>div:last-child{border-top:4px solid var(--amber)}.article-compare span{color:var(--blue);letter-spacing:.12em;font-size:11px;font-weight:900}.article-compare ul{color:#58667b;margin:0;padding-left:19px;font-size:14px;line-height:2}.article-steps{counter-reset:article-step;margin:26px 0;padding:0;list-style:none}.article-steps li{counter-increment:article-step;border-bottom:1px solid var(--line);color:#526177;margin:0;padding:17px 16px 17px 54px;font-size:15px;line-height:1.9;position:relative}.article-steps li:before{content:counter(article-step, decimal-leading-zero);color:var(--blue);font-size:11px;font-weight:900;position:absolute;top:20px;left:10px}.article-callout{color:#3f4f64;background:#fff4dc;border:1px solid #ead5a8;margin-top:28px;padding:24px 28px;font-size:14px;line-height:1.9}.article-source{color:var(--ink);border:2px solid var(--ink);justify-content:space-between;margin-top:25px;padding:18px 20px;font-size:13px;font-weight:900;display:flex}.article-source:hover{color:#fff;background:var(--ink)}.article-summary{background:var(--ink);color:#fff;border:0;border-radius:4px 4px 30px;margin-top:20px;padding:40px}.article-summary>p{color:#c0cad8}.article-actions{flex-wrap:wrap;gap:12px;margin-top:27px;display:flex}.article-actions a{color:#fff;background:var(--blue);padding:14px 18px;font-size:13px;font-weight:900}.article-actions a:last-child{color:var(--ink);background:var(--amber)}.article-footer{margin-top:0}@media (max-width:1000px){.role-layout,.calculator-section,.contact-inner{grid-template-columns:1fr}.role-tabs{flex-direction:row}.role-tabs button{flex:1}.role-tabs button.active{box-shadow:0 5px 0 var(--amber);transform:translateY(-5px)}.calculator-section{gap:55px}.calculator-card{max-width:620px}.factor-grid,.process-list{grid-template-columns:repeat(2,1fr)}.risk-inner{grid-template-columns:1fr;gap:35px}.risk-inner a{max-width:430px}.contact-inner{gap:50px}.qr-card{max-width:360px}}@media (max-width:820px){html{scroll-padding-bottom:calc(92px + env(safe-area-inset-bottom))}body{padding-bottom:calc(92px + env(safe-area-inset-bottom))}.content-section{width:min(100% - 32px,1180px)}.brand-icon{width:40px;height:40px}.roles-section,.price-section,.calculator-section,.factors-section,.process-section,.faq-section{padding:76px 0}.section-heading h2,.calculator-copy h2,.contact-copy h2{font-size:34px}.inline-heading{flex-direction:column;align-items:flex-start;gap:0}.inline-heading>p:last-child{flex:auto;margin:0}.role-tabs{flex-direction:column}.role-card{padding:30px 24px}.role-card h3{font-size:26px}.role-card-grid{grid-template-columns:1fr;gap:28px}.table-wrap{border:0;margin-right:0;overflow:visible}.table-wrap table{background:0 0;width:100%;min-width:0;max-width:100%;display:block}.table-wrap thead{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.table-wrap tbody{gap:14px;width:100%;display:grid}.table-wrap tbody tr{border:1px solid var(--line);background:#fff;border-radius:4px;grid-template-columns:repeat(3,minmax(0,1fr));width:100%;max-width:100%;display:grid;overflow:hidden}.table-wrap tbody th{border-bottom:1px solid var(--line);grid-column:1/-1;min-width:0;padding:14px 12px;font-size:15px}.table-wrap tbody td{overflow-wrap:anywhere;text-align:center;border-bottom:0;min-width:0;padding:11px 6px;font-size:12px;line-height:1.55}.table-wrap tbody td:before{content:attr(data-label);color:var(--muted);letter-spacing:.04em;margin-bottom:4px;font-size:9px;font-weight:700;display:block}.table-wrap tbody td:nth-child(2),.table-wrap tbody td:nth-child(3),.table-wrap tbody td:nth-child(4){color:var(--ink);font-size:13px;font-weight:900}.table-wrap tbody td:nth-child(5){border-top:1px solid var(--line);text-align:left;grid-column:1/-1;padding:12px}.table-note{grid-template-columns:1fr;gap:7px;padding:18px}.calculator-proof{gap:16px}.calculator-card{padding:26px 22px;box-shadow:9px 9px #dfe4ec}.factor-grid,.process-list{grid-template-columns:1fr}.factor-grid article{min-height:220px}.factor-grid h3{margin-top:32px}.process-list li{min-height:190px}.risk-banner{padding:60px 0}.risk-inner h2{font-size:32px}.faq-list summary{grid-template-columns:34px 1fr 20px;gap:8px;font-size:14px}.faq-list details p{margin:0 28px 26px 42px}.contact-section{padding:76px 0}.contact-actions{flex-direction:column;align-items:flex-start;gap:18px}.contact-actions span{border:0;padding:0}.qr-card{flex-direction:column;align-items:flex-start}footer{width:min(100% - 32px,1180px);padding-bottom:calc(132px + env(safe-area-inset-bottom));grid-template-columns:1fr;gap:28px}.footer-meta{align-items:flex-start}.header-phone{z-index:40;left:12px;right:12px;bottom:max(8px, env(safe-area-inset-bottom));text-align:center;border-radius:6px;flex-direction:column;justify-content:center;align-items:center;gap:0;min-width:0;min-height:56px;padding:4px 14px;display:flex;position:fixed;box-shadow:0 10px 28px #104e3b42}.header-phone .fixed-call-label{color:#fff;font-size:11px;font-weight:800;line-height:1.15;display:block!important}.header-phone .fixed-call-number{color:#fff;letter-spacing:.035em;white-space:nowrap;margin-top:1px;font-weight:900;line-height:1;font-size:26px!important;display:block!important}.header-phone-static{display:none}.insight-section{padding:76px 0 0}.insight-card{padding:28px 24px}.article-shell{width:min(100% - 32px,880px);padding-top:28px}.article-hero{padding:44px 0 34px}.article-hero h1{font-size:43px}.article-deck{font-size:16px}.article-answer{margin:34px 0;padding:28px 23px}.article-answer h2{font-size:26px}.article-answer p,.article-section>p{font-size:15px}.article-section{padding:36px 0}.article-section h2{font-size:31px}.article-compare{grid-template-columns:1fr}.article-compare>div{padding:25px 22px}.article-table-wrap{border:0;margin-right:0;overflow:visible}.article-table-wrap table{background:0 0;width:100%;min-width:0;max-width:100%;display:block}.article-table-wrap thead{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.article-table-wrap tbody{gap:14px;width:100%;display:grid}.article-table-wrap tbody tr{border:1px solid var(--line);background:#fff;border-radius:4px;grid-template-columns:repeat(2,minmax(0,1fr));width:100%;max-width:100%;display:grid;overflow:hidden}.article-table-wrap tbody th{border-bottom:1px solid var(--line);grid-column:1/-1;min-width:0;padding:14px 12px}.article-table-wrap tbody td{overflow-wrap:anywhere;border-bottom:0;min-width:0;padding:12px;font-size:13px;line-height:1.6}.article-table-wrap tbody td:before{content:attr(data-label);color:var(--muted);margin-bottom:4px;font-size:9px;font-weight:700;display:block}.article-table-wrap tbody td:nth-child(3){border-top:1px solid var(--line);grid-column:1/-1}.article-summary{padding:30px 24px}.article-actions{flex-direction:column}.article-actions a{text-align:center}}@media (max-width:600px){.site-header{grid-template-columns:minmax(0,1fr);height:auto;min-height:72px;padding:8px 0}.site-header .brand{gap:10px;width:100%;min-width:0}.site-header .brand-icon{flex:0 0 40px}.site-header .brand>span{flex:auto;justify-content:space-between;align-items:center;gap:6px;min-width:0}.site-header .brand strong{white-space:nowrap;flex:none;height:auto;font-size:19px;line-height:1.1;display:block}.site-header .brand small{letter-spacing:.015em;flex:0 auto;align-items:flex-end;min-width:0;margin:0;font-size:11px;font-weight:900}.hero-title-line h1{overflow-wrap:anywhere;max-width:100%;font-size:clamp(36px,10.5vw,42px);line-height:1.12;display:block}.hero-title-line .rate-status{margin:12px 0 0;font-size:15px}.rate-board{width:100%;padding-top:18px}.rate-title-line{padding:0 4px 5px}.rate-table-wrap{margin-top:6px}.rate-table{table-layout:fixed;width:100%;min-width:0}.rate-table thead th{padding-inline:2px;font-size:10px}.rate-table thead th:first-child{width:30%}.rate-table tbody th,.rate-table tbody td{min-width:0;padding-inline:2px}.rate-table tbody th{white-space:normal;overflow-wrap:anywhere;font-size:11px;line-height:1.35}.rate-table data{letter-spacing:-.04em;white-space:nowrap;font-size:12px}.brand-notice-inner p,.hero-lead,.article-deck,.article-answer p,.article-section>p,footer p{overflow-wrap:anywhere}.primary-action,.calculator-call,.risk-inner a,.article-source,.article-actions a{white-space:normal;overflow-wrap:anywhere;max-width:100%}.article-hero h1{overflow-wrap:anywhere;max-width:100%;font-size:clamp(35px,10.2vw,42px);line-height:1.18}.footer-brand{align-items:flex-start;width:100%}.footer-brand>span{flex-wrap:wrap;gap:5px 8px}.footer-brand small{text-align:left;white-space:normal;align-items:flex-start;font-size:11px}}
